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What does Dental DHMO mean?
Dental DHMO is a type of dental coverage insurance. The complete form of dental DHMO is Dental Health Maintenance Organization. DHMO is prepaid dental insurance that focuses on minimizing dental expenses. In dental DHMO, you are provided with in-network dentists where you can choose any dentist that comes under your insurance network for various dental services.
The main focus of the dental DHMO plan is dental health maintenance. In this insurance plan, customers are nudged towards treating and preventing less dental severe problems. In addition, DHMO insurance drops the advance treatment coverage because it is not needed for more minor dental issues.
However, you should not confuse dental DHMO with HMO. HMO covers medical care expenses, while a dental DHMO focuses explicitly on dental health care expenses. Dental DHMO offers prevention and maintenance of various dental health-related issues. This makes it easier for you to afford regular checkups, and it lowers the risk of serious dental problems that will later cost your insurance company more.
Coverage of Dental DHMO
Each Dental DHMO insurance covers several dental care services though it will vary depending upon the insurance company. Some dental care services covered under DHMO are preventative care, X-rays, teeth cleanings, fillings, crowns, root canals, and other dental examinations.
Benefits of a dental DHMO
There are different benefits of a dental DHMO insurance; some of them are listed below:
- Dental DHMO insurance is cheaper than insurances like PPO plans.
- A DHMO insurance plan doesn’t have deductibles and annual maximums. In addition, it also has lower premiums.
- DHMO focuses on prevention and dental maintenance
- Dental DHMO is cost-effective dental care that offers a limited range of in-network specialist dentists.
- DHMO insurance plans prioritized essential health prevention services.
- DHMO is aimed at helping you cut costs while providing flexible treatment.
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